LIC Bima Sakhi Yojana 2026 - Work From Home Job Opportunity
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LIC Bima Sakhi Yojana 2026 - Work From Home Job Opportunity

The Life Insurance Corporation of India (LIC) has launched the LIC Bima Sakhi Yojana 2026, a special employment and empowerment program exclusively for women. This scheme provides women with an opportunity to become LIC’s Bima Sakhi (Mahila Career Agent) and earn a monthly stipend along with commission on policy sales. It is an excellent initiative for women who wish to achieve financial independence while working conveniently from home. 


LIC Bima Sakhi Yojana 2026


The LIC Bima Sakhi Yojana 2026 is a 3-year stipendiary scheme designed to empower women (aged 18–70, 10th pass) by training them as insurance agents, with a focus on rural/semi-urban areas. Selected women receive a monthly stipend of ₹7,000 (Year 1), ₹6,000 (Year 2), and ₹5,000 (Year 3), alongside commissions to promote financial independence.


The LIC Bima Sakhi Yojana 2026 is a golden opportunity for women across India to become financially independent while working from home. Under this initiative by the Life Insurance Corporation of India (LIC), women between 18 to 70 years of age who have passed Class 10th can start their own business as LIC agents and earn attractive income through commissions. This scheme aims to empower women and help them build a professional career without leaving their homes.


LIC Bima Sakhi Yojana 2026 Details 

* Scheme name - LIC Bima Sakhi Yojana 

* Conducting Body -  Life Insurance Corporation of India (LIC)

* Category - Government Job

* Name of the post - Bima Sakhi (Mahila Career Agent)

* Scheme Duration - 3 years (Stipendiary period)

* Application mode - Online

* Who can apply - All India candidates

* Place of posting -  Across India (Odisha)

* Work Type -  Work From Home (Flexible Timing)

* Eligibility - Only for women 

* Monthly Stipend - 5,000/- to 7,000/- (based on years)

* Qualification Required - minimum 10th Pass 

* Age limit - 18 to 70 years 

* Additional Income - Commission on policy sales


Key Features and Benefits
  • Targeted Empowerment: The initiative aims to enrol 1 lakh women as Bima Sakhis, creating financial independence for women in rural and semi-urban areas.
  • Stipend Structure (First 3 Years):
  • Year 1: ₹7,000 per month.
  • Year 2: ₹6,000 per month.
  • Year 3: ₹5,000 per month.
  • Long-Term Career: After 3 years of training, Bima Sakhis can continue as regular LIC agents, with opportunities for further career progression.
  • Performance-Based Incentives: Besides the stipend, Bima Sakhis earn commissions from policy sales.
  • Additional Roles: Graduate Bima Sakhis, after 5 years, may be eligible to become Apprentice Development Officers in LIC.

LIC Bima Sakhi Yojana 2026 Eligibility Criteria 

Educational Qualification 

  • Gender: Only for Women.
  • Age: 18 to 70 years as of the application date.
  • Education: 10th pass or higher.
  • Selection: Applicants must pass a pre-recruitment test prescribed by IRDAI.


Age Limit

As per State Bank recruitment notifications candidates age limit is 

  • Minimum Age -  18 Years
  • Maximum Age -  70 Years
  • Age Relaxation - As per government Rules.

  • For OBC Students - 03 Years
  • For ST/SC/Pwd - 05 Years
  • For Ex- Service man - 05 years
  • For PWD+SC/ST- 15 Years
  • For more Information 
  • please visit it's official website.


Salary

Bima Sakhis are entitled to receive a monthly stipend during the 3-year stipendiary period, along with commissions on the policies sold. 

Stipend Structure (Per Month):

  • 1st Year: ₹7,000
  • 2nd Year: ₹6,000 (subject to 65% policy retention from the first year)
  • 3rd Year: ₹5,000 (subject to 65% policy retention from the second year)


    After completion of the 3-year period, the Bima Sakhi continues as a regular LIC agent, earning commission and other benefits as per LIC rules. 


    Selection Process 

    Candidates selected by the process of 

    Stage 1. Passing the Pre-Recruitment Test conducted as per IRDAI guidelines. 

    Stage 2. Submission of Required Documents to the concerned LIC branch. 

    Stage 3. Personal Interview at the LIC Branch Office, conducted by the Branch In-charge or authorized officer to assess suitability.

    Stage 4. Allotment of Agency Code after successful completion of the process. 



    Application Fees

    ◆ For General Candidates : Free


    ◆ For EWS  Candidates : Free


    ◆ For OBC Candidates : 


    ◆ For female Candidates : 


    ◆ For SC / ST Candidates : 


    ◆ For more information please visit it's official website.


    LIC Bima Sakhi Yojana 2026 Important Documents :

    1. 10th class mark sheet or certificate

    2. Aadhaar Card or government ID proof

    3. Passport-size photographs

    4. Age proof (birth certificate or school certificate)

    5. Residential proof (electricity bill, ration card, etc.)

    6. Self-attested copies of all documents 


    LIC Bima Sakhi Yojana 2026 Important Notes :

    As per LIC rule the authority can't receive online application form if you are false/ incomplete form. So beware at the time of fullfill the form in online. After last date submit the form otherwise it will be rejected.


    How to apply Online LIC Bima Sakhi Yojana 2026 ?

    Step 1: Visit the official LIC website - https://www.licindia.in/

    Step 2: Search for the “LIC Bima Sakhi Yojana 2026” section or recruitment page.

    Step 3: Fill in your details like name, contact number, email ID, and address.

    Step 4: Upload your educational documents and ID proof.

    Step 5: Mention referral details if you already know any LIC officer or agent.

    Step 6: Submit the form and wait for a confirmation call or email from the LIC team. 

    After verification and exam clearance, you can start your career as a LIC Bima Sakhi from home. 


    IMPORTANT LINK

    ◾️ Apply Link - Click Here

    ◾️ Official Website -  Click Here