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Get Personal Loan up to Rs 3 Lakhs in 5 Minutes from Paytm App Here is the Complete Process – Who doesn't know Paytm App in today's digital age?  Because now-a-days all transactions are done online and Paytm app is used a lot to do these transactions online. Because common people use it mainly for trust purposes like bill payment, money transfer, recha, money exchange through UPI etc. Currently, Paytm has launched a scheme to provide personal loans to youth through the app.

Paytm Personal Loan Apply online 2023

If you are also looking for a loan, you can easily take a personal loan of up to ₹300,000 with the help of the Paytm application. If you want to make money online to avoid going to the bank or save your time, you don't need to go to the bank anywhere. Through this article we can easily get Paytm Personal Loan up to three lakhs with the help of Paytm application. Paytm Personal Loan Apply Online link and related detailed information is given below in the entire article which must be checked.

Through Paytm how much loan do you get

If you are interested in availabel Paytm Personal Loan, you can apply for it anytime. In this way you get the time to apply from Monday to Sunday i.e. there is no holiday on Saturday and Sunday you can apply even then. Paytm disburses personal loans based on their credit score to small and large businesses, job professionals or businessmen as well as general public.

After taking a Paytm Personal Loan, the money can be repaid through EMIs over a period of 18 months to 36 months.  In this you can choose your favorite man and start earning your money.  If you want to take an ATM personal loan then you need to add your Aadhaar card and PAN card to create a Paytm account.  Apart from this Paytm personal loan is offered up to ₹300000, this loan is given to you based on your CIBIL score, which may be lower or higher.

Paytm Personal Loan Eligibility 

One of the most of important thing that is  candidates questions what are the eligibility criteria for taking a Paytm Personal Loan.  For this, below the qualifications based on some points that you must read and follow.

1. Candidate must have a Paytm account.

2. The age of the borrower should be between 23 years to 60 years.

3. Candidates can easily get a loan from ₹10000 to ₹300000 under Paytm Personal Loan.

4. The borrower must have his own Aadhaar card.

5. Candidate must have PAN card.

6. Candidate should have good credit score.

7. The borrower must have a source of income.

Paytm Personal Loan Interest Rate 

Whenever you apply for Paytm Personal Loan online.  At that time you will see the EMI along with the interest rates.  At that time you can see the interest rate of Paytm Personal Loan.  Apart from this, the processing fee you will be charged for GST depends on your loan amount.  Because how much loan you will take in it will depend on the amount.

Apart from the Paytm Personal Loan interest rate, there are some additional charges which are as follows-

 Processing Fee + GST

 Late Payment Fee – This charge is levied when you are late in paying the personal loan EMI or do not pay the MI on time.

 Bounce Charges – Bonus charges are charged when the EMI installment auto-debit bounces from your linked bank account.

How to apply Paytm Personal Loan 

There are many candidates who often have this question in their mind that how to apply online for Paytm Personal Loan.  Such candidates do not need to worry because through this article we are giving some simple solutions related to taking Paytm Personal Loan, through which you will not have to face any kind of trouble from applying online to taking the loan.

 1. First, candidates need to open the Paytm application.

2. If you don't have the Paytm application, you can download it from the direct link below or from Google Play Store.

3. After downloading the Paytm application, register with your personal mobile number and link the bank account.

4. As soon as you open the Paytm application, on the home page you will see the personal loan section, click on it.

5. After this you will see the check your loan offer button, click on it.

6. Now a box will open in front of you with some basic details in which you will be asked for PAN card number, date of birth, email id etc. so that you can fill it successfully.

7. After that you fill or enter the details of your documents etc.  Otherwise, you have to enter whether you have a salary or whether you are self-employed or not.

8. As soon as you follow this process, the job or occupation based devi will appear, after which you will see the loan amount.

9. If you are eligible for Paytm Personal Loan, the loan amount will appear on your screen.  This amount can be up to ₹300,000.

10.After that you will have an option to select EMI in your desktop board.  Apart from this you will see all the details related to the loan below.

11. If you are happy with the loan then you have to click on the submit button, after which the loan amount will be transferred to your account.